What Is TMS? How Does TMS Work?

Are You Eligible? Unlocking TRICARE Coverage for Life-Changing TMS Therapy

By: Our Team

7/25/2025

If you're living with major depressive disorder and wondering if TRICARE covers TMS therapy, you're not alone in seeking answers. At TMS Therapy Center in Houston, TX, we understand how important it is to know whether you qualify for this potentially life-changing treatment under your TRICARE benefits. Below, we'll break down what TRICARE is, how it works, and what you need to know about qualifying for coverage of Transcranial Magnetic Stimulation (TMS) therapy. 

What is TRICARE, and how does it work? 

TRICARE is a health care program designed to support military service members, veterans, and their families by providing access to quality medical services. It works by partnering with private providers and facilities to offer a range of treatments covered under various plans. TRICARE benefits vary based on your status, location, and type of plan, but the overall goal is to help you get the care you need without excessive out-of-pocket costs. 

Does TRICARE cover TMS therapy for mental health? 

TRICARE has increasingly recognized the benefits of TMS therapy, especially for patients with treatment-resistant major depressive disorder. TMS is a noninvasive procedure that uses magnetic pulses to stimulate areas of the brain involved in mood regulation. For those who have not responded well to traditional antidepressants, TMS offers a promising alternative. TRICARE coverage for TMS depends on specific criteria and documentation, but many eligible beneficiaries can receive coverage for this effective mental health treatment. 

How do you qualify for TRICARE and TMS therapy coverage? 

Qualifying for TRICARE depends on your military status, whether you're an active service member, a retiree, or a dependent. When it comes to qualifying for TRICARE coverage of TMS therapy, the process typically requires that you have a diagnosis of major depressive disorder confirmed by a licensed mental health provider. You'll also need to show that other treatment options, like medication and therapy, have not produced adequate results. Our team at TMS Therapy Center can help guide you through the necessary steps, including paperwork and referrals, to determine your eligibility and maximize your benefits. 

What are the benefits of using TRICARE for TMS therapy? 

Using your TRICARE benefits for TMS therapy comes with several advantages:  

  • Reduced financial burden compared to paying out of pocket 
  • Access to specialized mental health care tailored to your unique needs 
  • A noninvasive, drug-free treatment option with minimal side effects 
  • Support from a care team experienced in working with TRICARE patients 

These benefits can make a significant difference in your mental health journey, helping you regain control and improve your quality of life. 

Find out if you qualify for TRICARE coverage of TMS therapy 

If you're considering TMS therapy and want to understand your TRICARE options, our team at TMS Therapy Center in Houston, TX is here to help. We'll walk you through the eligibility process, answer your questions about how TRICARE works, and tailor a treatment plan focused on your recovery. Contact us today to schedule a consultation and take the first step toward renewed mental health and well-being.

*All information subject to change. Images may contain models. Individual results are not guaranteed and may vary.